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Amazon launches ‘Pay Later’ service in India

Amazon India introduces a financial service that allows users to but products and pay the bill later. This service is similar to Flipkart’s Pay Later service that announced back in 2019. But obviously Amazon brings additional benefits to rule the market.

Registered Amazon users can order any product from the app, no matter it comes under groceries or some other categories. Amazon will pay the amount at that time and the user needs to pay the due bill to the next month. A user can also pay once at the end for all his/her orders throughout the month.


Rather than the one-time payment, users can also go for the EMI option. The amount can be split among a maximum of 12 months. The buyer needs to bear interest on the amount. Though it will happen only if the product doesn’t come under no-cost EMI offer. The insert will vary as per the product cost and the number of months.

The credit limit is ₹60,000 max which is much more than Flipkart’s limit. A user can buy any product of cost between ₹1 to ₹60,000 under this policy.

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To start shopping under Pay Later benefit you need to complete your KYC registration from the Amazon mobile app. The eligibility will depend upon your previous track record with the company like your credit history, previous purchases, account information, and more.

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Anupam Modak
Anupam Modak
A CS Engineer and Tech Enthusiast who likes to fiddle with the latest gadgets and tech happenings around the world.



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