Samsung Galaxy Forever Program Launches in India: Pay 50%, Upgrade Yearly

Flagship phones are getting expensive — and Samsung knows it. To make the Galaxy S26 series more accessible, Samsung India has launched the Galaxy Forever Program, a purchase plan that…

By Hardik Dhamija

March 17, 2026

2 min read

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Flagship phones are getting expensive — and Samsung knows it. To make the Galaxy S26 series more accessible, Samsung India has launched the Galaxy Forever Program, a purchase plan that lets you pay just 50% of the device price over 12 interest-free EMIs, with the option to upgrade to a new Galaxy S flagship every year. It’s Samsung’s answer to Apple’s iPhone Upgrade Program — and it comes bundled with Samsung Care+ protection at no extra cost.

Samsung Galaxy Forever Program: How It Works

Detail	Info
Payment	50% of device price via 12 interest-free EMIs
Included Protection	Samsung Care+ (accidental + liquid damage, worth ₹13,999)
After 1 Year	Upgrade, retain, or return the device
Upgrade Window	Between 10th and 13th month
Return Window	Between 12th and 13th month
Availability	Samsung.com (Galaxy S26 series)
Financing Partner	Samsung Finance+ (No Cost EMI)

To illustrate: the Galaxy S26 Ultra (12GB + 256GB) is priced at ₹1,39,999. Under the program, the advance buyback value brings the effective price down to ₹69,999.50, payable at ₹5,833/month for the device plus ₹749/month as a program fee — totalling around ₹6,583 per month.

Is the Galaxy Forever Program Worth It?

For anyone who upgrades their flagship every year anyway, this is a genuinely smart deal. You get Samsung Care+ coverage baked in — worth ₹13,999 standalone — and you’re never stuck paying full price for a phone you’ll return in 12 months. After completing the year, customers can upgrade to the next Galaxy S series device, keep the phone by paying the remaining balance, or simply return it through Samsung.com.

The catch, as always with such programmes, is condition — the device must power on, pass IMEI validation, and include all accessories like a stylus (if applicable) for upgrade or return requests to be approved. It’s a good deal for careful users, less so if your phone picks up wear and tear easily. Read our Galaxy S26 series coverage on Technosports before deciding.