Airtel Payments Bank achieved a historic milestone by crossing ₹800 crore in quarterly revenue for the first time, reporting ₹804 crore for Q2 FY2025-26 ended September 30, 2025. This represents 19.4% year-on-year growth, driven by strong adoption of its Safe Second Account and merchant propositions.
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Financial Performance Snapshot
| Metric | Q2 FY2025-26 | YoY Growth |
|---|---|---|
| Revenue | ₹804 crore | 19.4% |
| EBITDA | ₹89.3 crore | 17.4% |
| Profit | ₹11.8 crore | – |
| Customer Balances | ₹3,987 crore | 35% |
| Annualized GMV | ₹4,560 billion | – |
| Annual Transactions | 12 billion | – |
Safe Second Account Drives Growth
The Bank’s digital-first model centers on its Safe Second Account proposition, designed for safe, seamless everyday digital payments. The first-ever 360-degree brand campaign drove strong traction in digital account openings, with customer balances increasing 35% year-on-year to ₹3,987 crore.
Anubrata Biswas, MD & CEO of Airtel Payments Bank, highlighted how consistent growth reflects deep customer trust and the account’s ability to empower users managing everyday digital transactions with confidence.
Market Leadership in Key Segments
Airtel Payments Bank leads India’s RuPay On-The-Go NCMC cards ecosystem with over 4 million users across major metro networks. As India’s largest NCMC acquiring bank, it processes nearly 65% of total transaction volumes in the category.
The Bank’s extensive offline presence includes over 5 lakh active banking points, with one-fifth operated by women banking correspondents. It serves three out of every four villages, processes half of India’s remittances, and handles one in four Aadhaar-enabled payments.
Expanding Financial Inclusion
Recently introduced savings accounts for minors aged 10 to 17 years strengthen the Bank’s inclusive portfolio. The offline small merchant proposition scales with current accounts and soundbox offerings, while corporate partnerships exceed 9,200, digitizing over ₹8,800 crore in cash monthly.
Strong momentum in omnichannel B2B digital payments comes through partnerships with leading payment aggregators serving a growing merchant ecosystem, reinforcing the Bank’s position as India’s third-largest mobile bank by user base.
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Official Info: Visit Airtel Payments Bank for account details.
FAQs
What is Airtel Payments Bank’s Safe Second Account?
A digital account designed for safe, seamless everyday payments that drove 35% YoY growth in customer balances to ₹3,987 crore.
How many transactions does Airtel Payments Bank process annually?
The Bank processes nearly 12 billion transactions annually, serving urban digital, underbanked, and institutional customers.
