# UPI Fees: The End of Free?

URL: https://technosports.co.in/upi-fees-the-end-of-free/  
Published: 2026-08-06  
Updated: 2026-08-06  
Author: Reetam Bodhak

Big changes are hitting the digital wallet. The government’s new 2027 Bill proposes a Merchant Discount Rate on UPI transactions exceeding ₹2,000. Don’t panic: this fee targets large merchants, not you. Person-to-person transfers remain 100% free. With 65% of transaction value sitting above this threshold, authorities are finally monetizing the ecosystem. Stay tuned as final rates and timelines emerge soon.