# Comparing Five Year Ownership Costs Between Mazda Miata and Honda Civic

URL: https://technosports.co.in/ownership-costs-mazda-miata/  
Published: 2026-07-21  
Updated: 2026-07-21  
Author: Reetam Bodhak

The 2023 Mazda Miata and Honda Civic offer unique driving experiences and ownership costs, appealing to different groups of buyers. The Mazda Miata (MX-5) debuted in 1989, while the Honda Civic has been around since 1972. Both models have become icons in their segments. Knowing the five-year ownership costs can help potential buyers make informed choices.

When it comes to performance, the Miata features a 2.0-liter four-cylinder engine that generates around 181 horsepower and 151 lb-ft of torque. This setup lets it sprint from 0-100 km/h (0-62 mph) in about 6.5 seconds.

On the other hand, the Civic has a slightly less powerful 2.0-liter four-cylinder engine, providing roughly 158 horsepower and 138 lb-ft of torque. It takes approximately 8.2 seconds to reach 0-100 km/h. Both cars deliver enjoyable driving experiences, but the Miata mainly targets sports car fans looking for a lightweight, fun-to-drive convertible. The Civic, however, appeals to a wider range of drivers, including commuters, students, and small families. For more detail, see [Roadshow by CNET](https://www.cnet.com/roadshow/rss/).

### Ownership costs: Mazda Key Ownership Cost Factors

Fuel efficiency is a major factor in ownership costs. The 2023 Mazda Miata offers an estimated fuel economy of about 26 miles per gallon (mpg) in the city and 34 mpg on the highway, making it a solid choice for a sports car.

In contrast, the 2023 Honda Civic achieves around 31 mpg in the city and 40 mpg on the highway, ranking it among the most fuel-efficient compact cars. This difference in fuel economy can lead to significant savings over five years.

![Mazda](https://technosports.co.in/wp-content/uploads/2026/07/mazxdadaaa.jpg)

Maintenance costs are another crucial aspect of long-term ownership. Typically, the Mazda Miata enjoys a reputation for being low-maintenance due to its simple engineering. Owners report fewer problems with the Miata compared to some rivals. The Honda Civic, while reliable, may demand more frequent maintenance because of its more advanced technology, especially in higher trims.

Insurance rates can vary widely based on factors like [driver](https://www.caranddriver.com) history and location. Generally, the Honda Civic tends to have lower insurance premiums compared to the Miata. This trend arises largely from the Miata’s classification as a sports car, which often leads to higher rates. These insurance differences can add up over five years, impacting the total ownership costs.

### Depreciation and Resale Value

Depreciation is another important factor to consider when comparing these two vehicles. The Mazda Miata holds its value well, likely because of its status as a desirable sports car.

Conversely, while the Honda Civic also maintains decent resale value, it usually depreciates faster than the Miata. This difference can significantly affect the total cost of ownership, especially for those planning to sell or trade in their car after five years.

Both the Mazda Miata and Honda Civic have their own unique benefits, but looking at the total cost of ownership over five years shows some key differences. The Miata shines with its sporty performance and potential for value retention, while the Civic stands out in fuel efficiency and overall utility. Buyers should weigh these factors based on their personal needs and driving styles.

**Understanding the differences in ownership costs is crucial for potential buyers to make informed decisions.**

## FAQs

### What are the typical maintenance costs for the Mazda Miata and Honda Civic?

The Mazda Miata is generally low-maintenance, whereas the Honda Civic may have slightly higher costs due to its more complex technology.

### How does fuel efficiency compare between the two models?

The Mazda Miata offers about 26 mpg in the city and 34 mpg on the highway, while the Honda Civic provides around 31 mpg in the city and 40 mpg on the highway.

### Which car has better resale value?

The Mazda Miata tends to hold its value better than the Honda Civic, making it a potentially wiser investment for those thinking about resale.

### What are the insurance costs like for each vehicle?

Typically, insurance premiums for the Honda Civic are lower than those for the Mazda Miata, mainly because of the latter’s classification as a sports car.